/* Plain Policy Guide - site styles
   Palette: deep navy (trust), road-sign amber (attention), go green (second chance). */
:root {
  --ink: #14213d;
  --ink-soft: #3d4a63;
  --muted: #5f6b7d;
  --paper: #faf8f3;
  --card: #ffffff;
  --line: #e7e2d6;
  --line-strong: #d4ccba;
  --navy-2: #1d2f52;
  --accent: #f2a900;
  --accent-soft: #fff5d9;
  --go: #1b7a55;
  --go-soft: #e4f3ec;
  --warn: #a4271b;
  --warn-soft: #fcecea;
  --link: #1d4fae;
  --link-hover: #143a82;
  --radius: 12px;
  --shadow: 0 1px 2px rgba(20, 33, 61, .06), 0 6px 20px rgba(20, 33, 61, .06);
  --serif: "Iowan Old Style", "Palatino Linotype", "Book Antiqua", Palatino, Georgia, serif;
  --sans: system-ui, -apple-system, "Segoe UI", Roboto, "Helvetica Neue", Arial, sans-serif;
  --wrap: 1140px;
}

*, *::before, *::after { box-sizing: border-box; }
html { -webkit-text-size-adjust: 100%; scroll-padding-top: 88px; }
body {
  margin: 0;
  background: var(--paper);
  color: var(--ink);
  font-family: var(--sans);
  font-size: 17px;
  line-height: 1.6;
  text-rendering: optimizeLegibility;
}
img, svg { max-width: 100%; height: auto; }
a { color: var(--link); text-underline-offset: 2px; }
a:hover { color: var(--link-hover); }
:focus-visible { outline: 3px solid var(--accent); outline-offset: 2px; border-radius: 4px; }
h1, h2, h3 { font-family: var(--serif); color: var(--ink); line-height: 1.2; letter-spacing: -.01em; }

.container { width: 100%; max-width: var(--wrap); margin: 0 auto; padding: 0 20px; }
.skip-link { position: absolute; left: -999px; top: 8px; background: var(--ink); color: #fff; padding: 8px 14px; border-radius: 6px; z-index: 100; }
.skip-link:focus { left: 8px; }

/* ---------- header ---------- */
.site-header {
  position: sticky; top: 0; z-index: 50;
  background: rgba(250, 248, 243, .94);
  backdrop-filter: saturate(1.4) blur(8px);
  border-bottom: 1px solid var(--line);
}
.header-inner { display: flex; align-items: center; justify-content: space-between; gap: 24px; min-height: 68px; }
.brand { display: inline-flex; align-items: center; gap: 10px; text-decoration: none; color: var(--ink); }
.brand-name { font-family: var(--serif); font-size: 1.2rem; letter-spacing: -.01em; white-space: nowrap; }
.brand-name strong { font-weight: 700; }
.main-nav { display: flex; gap: 4px; align-items: center; justify-content: flex-end; }
.nav-group { position: relative; }
.nav-group-link, .nav-plain {
  display: inline-flex; align-items: center; gap: 6px;
  color: var(--ink-soft); text-decoration: none; font-weight: 600; font-size: .95rem;
  padding: 10px 12px; border-radius: 8px;
}
.nav-group-link:hover, .nav-plain:hover, .nav-group:focus-within .nav-group-link { background: #efebe0; color: var(--ink); }
.chev { transition: transform .15s ease; }
.nav-menu {
  position: absolute; top: 100%; left: 0; min-width: 260px; padding: 8px;
  background: var(--card); border: 1px solid var(--line); border-radius: var(--radius); box-shadow: var(--shadow);
  display: grid; opacity: 0; visibility: hidden; transform: translateY(6px); transition: opacity .15s ease, transform .15s ease;
}
.nav-group:hover .nav-menu, .nav-group:focus-within .nav-menu { opacity: 1; visibility: visible; transform: translateY(0); }
.nav-group:hover .chev, .nav-group:focus-within .chev { transform: rotate(180deg); }
.nav-menu a { color: var(--ink); text-decoration: none; font-weight: 600; font-size: .94rem; padding: 10px 12px; border-radius: 8px; }
.nav-menu a:hover { background: #f3f0e7; }
.nav-menu .nav-all { color: var(--link); border-top: 1px solid var(--line); border-radius: 0 0 8px 8px; margin-top: 4px; }
.mobile-nav { display: none; position: relative; }
.mobile-nav summary { list-style: none; cursor: pointer; width: 44px; height: 44px; display: grid; place-content: center; gap: 5px; border-radius: 10px; border: 1px solid var(--line-strong); background: var(--card); }
.mobile-nav summary::-webkit-details-marker { display: none; }
.mobile-nav .bar { display: block; width: 20px; height: 2px; background: var(--ink); border-radius: 2px; }
.mobile-nav nav { position: absolute; right: 0; top: 52px; width: min(86vw, 320px); max-height: 75vh; overflow-y: auto; background: var(--card); border: 1px solid var(--line); border-radius: var(--radius); box-shadow: var(--shadow); padding: 8px; display: grid; }
.mobile-nav nav a { color: var(--ink-soft); text-decoration: none; font-weight: 600; padding: 11px 14px; border-radius: 8px; }
.mobile-nav .mnav-title { margin: 8px 0 0; padding: 8px 14px 4px; border-top: 1px solid var(--line); }
.mobile-nav .mnav-title:first-child { border-top: 0; margin-top: 0; }
.mobile-nav .mnav-title a { padding: 0; color: var(--ink); font-family: var(--serif); font-size: 1.1rem; }

/* ---------- buttons ---------- */
.btn { display: inline-flex; align-items: center; justify-content: center; min-height: 46px; padding: 0 20px; border-radius: 10px; font-weight: 700; text-decoration: none; border: 2px solid transparent; }
.btn-primary { background: var(--accent); color: var(--ink); }
.btn-primary:hover { background: #ffbe1a; color: var(--ink); }
.btn-ghost { border-color: rgba(255, 255, 255, .45); color: #fff; }
.btn-ghost:hover { border-color: #fff; color: #fff; background: rgba(255, 255, 255, .08); }

/* ---------- home ---------- */
.home-hero { background: var(--ink); color: #e9edf5; padding: 56px 0 64px; }
.home-hero-inner { display: grid; grid-template-columns: 1.25fr .75fr; gap: 48px; align-items: center; }
.eyebrow { text-transform: uppercase; letter-spacing: .12em; font-size: .8rem; font-weight: 700; color: var(--accent); margin: 0 0 12px; }
.home-hero h1 { color: #fff; font-size: clamp(2rem, 4.2vw, 3.1rem); margin: 0 0 18px; }
.home-hero .lead { font-size: 1.15rem; color: #c9d2e3; max-width: 60ch; margin: 0 0 28px; }
.hero-actions { display: flex; flex-wrap: wrap; gap: 12px; }
.home-hero-art svg { width: 100%; display: block; border-radius: 20px; box-shadow: 0 20px 50px rgba(0, 0, 0, .25); }

.home-section { padding: 56px 0; }
.home-section.alt { background: #f2efe6; border-top: 1px solid var(--line); border-bottom: 1px solid var(--line); }
.section-title { font-size: 1.7rem; margin: 0 0 24px; }

.situation-grid { display: grid; grid-template-columns: repeat(auto-fill, minmax(300px, 1fr)); gap: 16px; }
.situation {
  display: flex; gap: 16px; align-items: flex-start; padding: 22px;
  background: var(--card); border: 1px solid var(--line); border-radius: var(--radius);
  text-decoration: none; color: var(--ink); box-shadow: var(--shadow);
  transition: transform .15s ease, border-color .15s ease;
}
.situation:hover { transform: translateY(-2px); border-color: var(--accent); color: var(--ink); }
.situation-icon { flex: none; width: 52px; height: 52px; display: grid; place-items: center; border-radius: 12px; background: var(--accent-soft); color: var(--ink); }
.situation-body { display: grid; gap: 4px; }
.situation-title { font-family: var(--serif); font-size: 1.25rem; font-weight: 700; }
.situation-text { color: var(--muted); font-size: .95rem; }
.situation-meta { color: var(--go); font-weight: 700; font-size: .85rem; margin-top: 4px; }

.trust-grid { display: grid; grid-template-columns: repeat(3, 1fr); gap: 24px; }
.trust-item { border-top: 4px solid var(--accent); padding-top: 16px; }
.trust-item h3 { margin: 0 0 8px; font-size: 1.25rem; }
.trust-item p { margin: 0; color: var(--ink-soft); }

/* ---------- cards ---------- */
.card-grid { display: grid; grid-template-columns: repeat(auto-fill, minmax(280px, 1fr)); gap: 18px; }
.card {
  display: flex; flex-direction: column; gap: 8px; padding: 22px;
  background: var(--card); border: 1px solid var(--line); border-radius: var(--radius);
  text-decoration: none; color: var(--ink); box-shadow: var(--shadow);
  transition: transform .15s ease, border-color .15s ease;
}
.card:hover { transform: translateY(-2px); border-color: var(--line-strong); color: var(--ink); }
.card-kicker { font-size: .78rem; font-weight: 700; text-transform: uppercase; letter-spacing: .08em; color: var(--go); }
.card-title { font-family: var(--serif); font-weight: 700; font-size: 1.2rem; line-height: 1.3; }
.card-text { color: var(--muted); font-size: .95rem; flex: 1; }
.card-meta { font-size: .85rem; color: var(--muted); }

/* ---------- breadcrumbs ---------- */
.breadcrumbs ol { list-style: none; display: flex; flex-wrap: wrap; gap: 6px; padding: 0; margin: 0 0 18px; font-size: .88rem; color: var(--muted); }
.breadcrumbs li + li::before { content: "\203A"; margin-right: 6px; color: var(--line-strong); }
.breadcrumbs a { color: var(--muted); }

/* ---------- hub ---------- */
.hub-hero { background: var(--ink); color: #dfe5f0; padding: 36px 0 40px; }
.hub-hero h1 { color: #fff; font-size: clamp(1.9rem, 3.6vw, 2.6rem); margin: 0 0 10px; }
.hub-hero .dek { color: #c9d2e3; font-size: 1.12rem; max-width: 65ch; margin: 0; }
.hub-hero .breadcrumbs a, .hub-hero .breadcrumbs ol { color: #aab6cc; }
.hub-layout { padding: 36px 20px 64px; }
.hub-intro { margin-bottom: 36px; }

/* ---------- article ---------- */
.article-layout { display: grid; grid-template-columns: minmax(0, 1fr) 300px; gap: 48px; padding-top: 32px; padding-bottom: 48px; align-items: start; }
.article { min-width: 0; }
.article-header h1 { font-size: clamp(2rem, 4vw, 2.75rem); margin: 12px 0 14px; }
.pill { display: inline-block; background: var(--go-soft); color: var(--go); font-weight: 700; font-size: .8rem; text-transform: uppercase; letter-spacing: .08em; padding: 5px 10px; border-radius: 999px; text-decoration: none; }
.dek { font-size: 1.18rem; color: var(--ink-soft); margin: 0 0 14px; }
.byline { font-size: .9rem; color: var(--muted); margin: 0 0 26px; padding-bottom: 20px; border-bottom: 1px solid var(--line); }
.byline a { color: var(--ink-soft); font-weight: 600; }

.takeaways { background: var(--card); border: 1px solid var(--line); border-left: 5px solid var(--accent); border-radius: var(--radius); padding: 20px 24px; margin: 0 0 32px; box-shadow: var(--shadow); }
.takeaways-title { font-size: 1.15rem; margin: 0 0 10px; }
.takeaways ul { margin: 0; padding-left: 20px; }
.takeaways li { margin: 6px 0; }

.prose { font-size: 1.08rem; line-height: 1.75; max-width: 72ch; }
.prose h2 { font-size: 1.75rem; margin: 2.2em 0 .6em; padding-top: .2em; }
.prose h3 { font-size: 1.3rem; margin: 1.8em 0 .5em; }
.prose p { margin: 0 0 1.1em; }
.prose ul, .prose ol { padding-left: 1.4em; margin: 0 0 1.2em; }
.prose li { margin: .4em 0; }
.prose strong { color: var(--ink); }

.table-wrap { overflow-x: auto; margin: 1.4em 0 1.6em; border: 1px solid var(--line); border-radius: var(--radius); background: var(--card); }
.prose table { border-collapse: collapse; width: 100%; font-size: .95rem; line-height: 1.5; }
.prose th, .prose td { text-align: left; padding: 12px 14px; border-bottom: 1px solid var(--line); vertical-align: top; }
.prose th { background: #f3f0e7; font-weight: 700; color: var(--ink); white-space: nowrap; }
.prose tr:last-child td { border-bottom: 0; }
.table-note { font-size: .88rem; color: var(--muted); margin-top: -.8em; }

.callout { border-radius: var(--radius); padding: 18px 20px; margin: 1.6em 0; border: 1px solid; }
.callout p:last-child { margin-bottom: 0; }
.callout-title { display: block; font-weight: 800; margin-bottom: 4px; }
.callout.note { background: #eef3fb; border-color: #cfdcf1; }
.callout.tip { background: var(--go-soft); border-color: #bfe0d1; }
.callout.warning { background: var(--warn-soft); border-color: #f1c6c1; }

.steps { counter-reset: step; list-style: none; padding-left: 0 !important; }
.steps > li { counter-increment: step; position: relative; padding-left: 52px; margin: 0 0 1.1em; }
.steps > li::before { content: counter(step); position: absolute; left: 0; top: 0; width: 34px; height: 34px; border-radius: 50%; background: var(--ink); color: #fff; font-weight: 800; display: grid; place-items: center; font-size: .95rem; }

.faq { margin-top: 3em; max-width: 72ch; }
.faq h2 { font-size: 1.75rem; }
.faq details { background: var(--card); border: 1px solid var(--line); border-radius: 10px; margin: 10px 0; }
.faq summary { cursor: pointer; padding: 16px 18px; font-weight: 700; list-style: none; position: relative; padding-right: 44px; }
.faq summary::-webkit-details-marker { display: none; }
.faq summary::after { content: "+"; position: absolute; right: 18px; top: 12px; font-size: 1.4rem; color: var(--muted); }
.faq details[open] summary::after { content: "\2212"; }
.faq-answer { padding: 0 18px 16px; color: var(--ink-soft); }
.faq-answer p { margin: 0; }

.sources { margin-top: 3em; max-width: 72ch; font-size: .95rem; }
.sources h2 { font-size: 1.4rem; }
.sources ol { padding-left: 1.3em; }
.sources li { margin: 6px 0; color: var(--muted); }
.sources-note { color: var(--muted); font-size: .88rem; }

.disclaimer-box { margin-top: 2.4em; max-width: 72ch; background: #f2efe6; border-radius: var(--radius); padding: 16px 20px; font-size: .92rem; color: var(--ink-soft); }

.sidebar { align-self: stretch; display: flex; flex-direction: column; gap: 18px; }
.toc, .side-box { background: var(--card); border: 1px solid var(--line); border-radius: var(--radius); padding: 18px 20px; font-size: .92rem; }
.side-title { font-weight: 800; margin: 0 0 8px; text-transform: uppercase; letter-spacing: .08em; font-size: .78rem; color: var(--muted); }
.side-list { margin: 0; padding-left: 1.2em; }
.toc ol { margin: 0; padding: 0; list-style: none; }
.toc li { margin: 2px 0; }
.toc li a { display: block; padding: 5px 0 5px 12px; border-left: 2px solid var(--line); }
.toc li a:hover { border-left-color: var(--accent); }
.side-list li { margin: 7px 0; }
.toc a, .side-list a { color: var(--ink-soft); text-decoration: none; }
.toc a:hover, .side-list a:hover { color: var(--link); text-decoration: underline; }
.sticky-slot { position: sticky; top: 92px; }

/* internal links that keep readers moving */
.inline-related { margin: 1.8em 0; padding: 16px 20px; border-left: 5px solid var(--go); background: var(--go-soft); border-radius: 0 var(--radius) var(--radius) 0; }
.inline-related-label { display: block; font-size: .76rem; font-weight: 800; text-transform: uppercase; letter-spacing: .1em; color: var(--go); margin-bottom: 4px; }
.inline-related a { font-family: var(--serif); font-weight: 700; font-size: 1.12rem; color: var(--ink); }
.next-guide {
  display: grid; grid-template-columns: 1fr auto; align-items: center; gap: 4px 16px; max-width: 72ch;
  margin: 2.6em 0 0; padding: 20px 24px; background: var(--ink); color: #fff; border-radius: var(--radius); text-decoration: none;
}
.next-guide:hover { background: var(--navy-2); color: #fff; }
.next-label { grid-column: 1; font-size: .78rem; font-weight: 800; letter-spacing: .1em; text-transform: uppercase; color: var(--accent); }
.next-title { grid-column: 1; font-family: var(--serif); font-size: 1.25rem; font-weight: 700; }
.next-arrow { grid-column: 2; grid-row: 1 / span 2; font-size: 1.8rem; color: var(--accent); }

.related { background: #f2efe6; border-top: 1px solid var(--line); padding: 48px 0 56px; }
.related h2 { margin: 0 0 20px; }

.chip-row { display: flex; flex-wrap: wrap; gap: 10px; }
.chip { display: inline-block; padding: 10px 16px; border-radius: 999px; background: var(--card); border: 1px solid var(--line-strong); color: var(--ink); text-decoration: none; font-weight: 600; }
.chip:hover { border-color: var(--accent); color: var(--ink); }
.hub-layout .chip-row { margin-bottom: 8px; }
.hub-layout > .section-title { margin-top: 40px; }

.group-section { margin: 0 0 44px; }
.group-section-head { display: flex; justify-content: space-between; align-items: baseline; gap: 16px; flex-wrap: wrap; }
.group-section-head h2 { font-size: 1.6rem; margin: 0 0 6px; }
.group-section-head a { font-weight: 700; text-decoration: none; }
.group-section-text { color: var(--muted); margin: 0 0 18px; max-width: 70ch; }

/* ---------- ads (real units only render once AdSense is approved and enabled) ---------- */
.ad-slot { margin: 2em auto; min-height: 280px; text-align: center; max-width: 100%; }
.ad-label { display: block; font-size: .72rem; text-transform: uppercase; letter-spacing: .12em; color: var(--muted); margin-bottom: 6px; }
.ad-sidebar { min-height: 600px; margin: 0; }
.ad-multiplex { margin-top: 36px; }
.ad-preview { display: grid; place-items: center; background: repeating-linear-gradient(45deg, #fff8e1, #fff8e1 12px, #fdf0c8 12px, #fdf0c8 24px); border: 2px dashed var(--accent); border-radius: var(--radius); }
.ad-preview .ad-label { color: #8a6100; font-weight: 800; margin: 0; }

/* ---------- static pages ---------- */
.page-layout { padding-top: 32px; padding-bottom: 64px; max-width: 860px; }
.notfound { text-align: center; padding: 96px 20px; }

/* ---------- footer ---------- */
.site-footer { background: var(--ink); color: #c4cde0; padding: 48px 0 24px; margin-top: 0; }
.footer-grid { display: grid; grid-template-columns: 1.6fr 1fr 1fr 1fr; gap: 32px; }
.site-footer h2 { color: #fff; font-family: var(--sans); font-size: .82rem; text-transform: uppercase; letter-spacing: .12em; margin: 6px 0 12px; }
.site-footer ul { list-style: none; padding: 0; margin: 0; }
.site-footer li { margin: 8px 0; }
.site-footer a { color: #dfe5f0; text-decoration: none; }
.site-footer a:hover { color: #fff; text-decoration: underline; }
.brand-light { color: #fff; }
.footer-brand p { margin: 12px 0 0; max-width: 40ch; }
.footer-small { font-size: .85rem; color: #9aa7bf; }
.footer-bottom { border-top: 1px solid rgba(255, 255, 255, .12); margin-top: 36px; padding-top: 20px; font-size: .85rem; color: #9aa7bf; }

/* ---------- responsive ---------- */
@media (max-width: 1000px) {
  .article-layout { grid-template-columns: minmax(0, 1fr); gap: 0; }
  .sidebar { display: none; }
}
@media (max-width: 860px) {
  .main-nav { display: none; }
  .mobile-nav { display: block; }
  .home-hero-inner { grid-template-columns: 1fr; }
  .home-hero-art { display: none; }
  .trust-grid { grid-template-columns: 1fr; }
  .footer-grid { grid-template-columns: 1fr 1fr; }
}
@media (max-width: 560px) {
  body { font-size: 16px; }
  .container { padding: 0 16px; }
  .prose { font-size: 1.04rem; }
  .footer-grid { grid-template-columns: 1fr; }
  .brand-name { font-size: 1.05rem; }
  .home-hero { padding: 40px 0 48px; }
  .situation-grid, .card-grid { grid-template-columns: 1fr; }
}
@media (prefers-reduced-motion: reduce) {
  * { transition: none !important; }
}