Car Insurance After a DUI
How a DUI affects your car insurance, how long it counts against you and what you have to tell your insurer.
A DUI or DWI conviction is one of the most expensive events on a driving record. Insurers treat it as a sign of high risk, many states require an SR-22 or FR-44 afterward, and the effect on your premium can last for years.
These guides explain how much a DUI typically raises insurance, how long it counts and what you are required to disclose. If your state also ordered a filing, read what an SR-22 is.
All DUI & Insurance guides
DUI & Insurance
How Much Does a DUI Raise Your Car Insurance?
A DUI can nearly double the cost of car insurance. See the latest averages, why insurers charge so much more, how long it lasts and how to keep your premium as low as possible.
DUI & Insurance
How Long Does a DUI Affect Your Car Insurance?
A DUI can stay on your driving record for 10 years or more and affect your premium for years. Here is how driving records, insurer lookback periods and SR-22 timelines fit together.
DUI & Insurance
Do You Have to Tell Your Insurance Company About a DUI?
Hiding a DUI from your insurer rarely works and can backfire badly. Here is when you must disclose it, how insurers find out anyway and what to do instead.